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Most of the names in this book are fictional. If we used real names, permission was granted to us to share the name and stories for educational purposes. This book is for educational purposes only, and the licensed professionals in your state should be consulted. Thank Me Later, Inc. does not warrant that information will be error-free because it is subjective, based on our personal opinions, professional opinions, and related experience. The content we provide here is for general educational and informational purposes only. We do not intend for the information published to be construed as professional advice for your unique circumstances. While we do intend for this book to provide information on the best resources available to you, in no event will Thank Me Later, Inc. or any of the contributors be liable to any party for any damages, whether direct, indirect, special, consequential or otherwise for information you received from this book. Additionally, we encourage you to independently vet each professional and third-party resource listed in our book and on our website, and when applicable, the laws of your state.

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