Take Care Of Your DAMN Self!

The graduation curriculum that you didn’t know you needed. Once you graduate your adult child off your payroll, you will Thank Me Later!

As Seen On:

About The Curriculum ​

No one told you how to help your children become financially independent…. until now.

As parents, we constantly guide our children to each milestone –  off the bottle, first day of kindergarten, first car, high school graduation. We didn’t know that one of the most significant milestones is when you transition your child off your payroll and they are financially independent. 

It’s time to….

Take Care Of Your Damn Self: How To Graduate Your Young Adult Off Your Parent Payroll is filled with financial strategies and tools to help you transition your child into adulthood.

Once your child graduates from high school, it’s time to go beyond operating as mommy and daddy and step into your new role as coach. 

Our graduation curriculum includes a thought-provoking eBook and an action-oriented workbook to help you get your head and heart in the game so you can get your wallet back!

Read more…

What We Discuss

Mindfulness

The process of graduating your child off your payroll will require you to do the inner work. We help you navigate through the conversations you need to have with yourself and your Grad so you can create the financial freedom that you deserve and empower them to be financially independent!

Building Your Financial Foundation: Organization, Credit, Saving & Understanding Debt

Some of the building blocks to the financial freedom we all desire include organization, credit, and saving, along with understanding debt. Learn how you and your Grad can apply these fundamental principles to achieve your money goals and evaluate how to make good decisions regarding debt.

Car & Renter’s Insurance

Life is going to happen! We break down how you and your Grad can be prepared and protected for any situation with car and renter’s insurance. Do you know when it’s time to remove your Grad from your car insurance – regardless of cost? We’ve got you covered!

Budgeting, Shopping & Planning For Major Purchases

On the road to financial freedom, your budget is your GPS system. We teach you and your Grad how to allocate money for needs and wants through an intentional budget. We also cover smart shopping strategies and a proactive approach to planning for their major purchases without depending upon you as a parent.

Taxes

Money gives us freedom, but there are some rules that we have to follow because the federal government says so. We break down what you and your Grad need to know about taxes, including how long you can or should claim them, understanding their paycheck, and the difference between getting paid as an employee vs. contractor.

Financial Aid & Scholarships

When it comes to preparing for college, it’s truly a different world! We help you and your Grad navigate the financial aid and scholarship process so you don’t leave money on the table. Learn who should be responsible for each step of the process (i.e. completing forms, following up with colleges, etc.).

Parental Legal Rights & Estate Planning

Did you know that once your child turns 18, you no longer have access to their medical records, financial records or even their college grades (even if you’re footing the bill)? This chapter will help you understand your responsibility when signing certain documents for your Grad (i.e. leases, loans). Also, the importance of your Grad having contact information for essential people (i.e. your accountant, insurance agent) and the location of critical documents (i.e. insurance papers and wills).

Health Benefits

Will your health insurance cover your Grad when they’re in college out of state? Does your Grad know what open enrollment is and what benefits to sign up for? Let us show you how to navigate your Grad’s health benefits as they transition to adulthood through our real-life examples and aha moments.

Charging Rent and Giving Your Kids Money

How you run your household is your business! Whether you decide to charge your Grad for rent or you give them an allowance, the power is in your hands. We give you some pointers to think about and resources to help you calculate your financial contribution.

Supporting Your Entrepreneurial Child

Whether your Grad has a side hustle or aspires to be a full-time entrepreneur, we help you determine how to support them and calculate the cost of your contribution to their business, if you choose to.

What Our Readers Are Saying

Thank you all! Oftentimes our young people are left out of the conversation or have no one reliable to discuss these topics with.”

author-15

Jacinta

Member of the Thank Me Later True Few community 





Meet The Dream Team

The saying “it takes a village” hits different when you realize that you don’t know everything to prepare your child to be financially independent. It’s difficult enough to find trusted advice on one financial topic, let alone get insight on 18 different topics. 

That’s why we’ve done the heavy lifting and assembled a roster of 12 subject matter expert superstars who contributed to Take Care Of Your Damn Self: How To Graduate Your Young Adult Off Your Parent Payroll.

Meet the best of the best that’s here to help you prepare your child to be a financially independent adult.

Jini D. Thornton, CPA

30+ years of experience in the accounting industry

Book Topics:

  • Organization
  • Credit
  • Saving and Debt
  • Health Benefits

Jini D. Thornton, CPA

Oni Anderson, CPA

15+ years of experience in the accounting industry

Templates:

  • Giving An Allowance
  • Charging Rent
  • Supporting Your Entrepreneur
  • Step Down vs. Cut Off
  • Budgeting

Oni Anderson, CPA

Brandi Cockrell

8+ years of experience as a budgeting and shopping guru

Book Topics:

  • Budgeting
  • Shopping

Brandi Cockrell

Carol Jones

33+ years of experience in the insurance industry

Book Topics:

  • Car and Renter's Insurance

Carol Jones

Lenora Jackson

36+ years of experience working in higher education/financial aid.

Book Topics:

  • Financial Aid

Lenora Jackson

Tiffany McKenzie, Esq.

12+ years of experience as a practicing attorney

Book Topics:

  • Parental legal rights and estate planning

Tiffany McKenzie, Esq.

Mechelle Davis

25+ years of experience in the wellness industry

Book Topics:

  • Mindfulness: The mindset needed to step into your role as a coach or advisor

Mechelle Davis

Desiree Robinson

25+ years in communications, this former college professor helps families earn scholarship dollars to avoid burdensome debt.

Book Topics:

  • Scholarships

Desiree Robinson

Brandi Samuel

15+ years of experience in the accounting industry

Book Topics:

  • Taxes

Brandi Samuel, CPA

Teyonna Ridgeway

10+ years of experience in the communications industry

Book Topics:

  • Change book topic to “Mindfulness Moments to help you reflect and reset

Teyonna Ridgeway

Tanya Mitchell Graham, Esq.

30+ years of experience as a practicing attorney

Book Topics:

  • Family law and contracts with adult children

Tanya Mitchell Graham, Esq.

Dr. Jessalyn Askew

30+ years of motherhood and 16+ years of experience as a principal

Book Topics:

  • Real life experience navigating her children off her parent payroll

Dr. Jessalyn Askew

Do You Want The Physical Book?